When you are seeking or taking advice, you can do so in a number of ways. One way is to work with and use an independent financial adviser. Known as an IFA. IFAs are able to work with what is known as the whole of the market, which means they are unaffected by restrictions that may limit the Companies they can advise on or the Retail Investment Products they can recommend. This lack of restriction could be valuable to you and in a sector where it is not always clear what type of advice you are being offered, this video can outline more. It explores all the key factors you should be aware of if you are seeking advice, indeed if you are already using an adviser.