For most people, obtaining a mortgage is the largest form of borrowing they would take in their entire life. It is no easy task, and we are here to help. Whether you are looking to buy a new home, looking for a better interest rate on your current home or considering a property investment, please contact us for more information, alternatively you can read along to further your understanding.
This is for information purposes only and should not be used to apply for any lending
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT
COMMERCIAL BUY TO LET MORTGAGE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE
Mortgage Advice
Our Process
We can provide advice on the following:
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First Time Buyer Mortgages
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Moving Home
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Remortgages
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Buy-to-Let Mortgages
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Commercial Mortgages
Our process of helping you apply for a mortgage:
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Initial consultation – We will arrange a convenient time where we can meet in person or online. At our meeting, we will complete a questionnaire commonly known as a fact-find. This will enable us to develop a clearer picture of your situation.
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Recommendations – After discussing your mortgage needs, we will research the market, reviewing different products and providers. Then we will take you through our recommendations, in detail.
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Application process – Once you are happy with our recommendations, we will complete all the necessary paperwork and applications, and then we will deal directly with the lender. We will support you with your application right through to completion.
Depending on your current circumstances the type of mortgage you need may differ. Please contact us to discuss your specific needs in more details as the current mortgage market is very complex.