top of page

For most people, obtaining a mortgage is the largest form of borrowing they would take in their entire life. It is no easy task, and we are here to help. Whether you are looking to buy a new home, looking for a better interest rate on your current home or considering a property investment, please contact us for more information, alternatively you can read along to further your understanding.

​

This is for information purposes only and should not be used to apply for any lending

​

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

​

COMMERCIAL BUY TO LET MORTGAGE ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

​

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE

Mortgage Advice

Our Process 

​

We can provide advice on the following: 

  • First Time Buyer Mortgages 

  • Moving Home 

  • Remortgages 

  • Buy-to-Let Mortgages 

  • Commercial Mortgages 

​

Our process of helping you apply for a mortgage: 

  • Initial consultation – We will arrange a convenient time where we can meet in person or online. At our meeting, we will complete a questionnaire commonly known as a fact-find. This will enable us to develop a clearer picture of your situation. 

  • Recommendations – After discussing your mortgage needs, we will research the market, reviewing different products and providers. Then we will take you through our recommendations, in detail.  

  • Application process – Once you are happy with our recommendations, we will complete all the necessary paperwork and applications, and then we will deal directly with the lender. We will support you with your application right through to completion.

  

Depending on your current circumstances the type of mortgage you need may differ. Please contact us to discuss your specific needs in more details as the current mortgage market is very complex. 

Index Financial Services Ltd

Correspondence Address

12 Hay Hill

Mayfair 

London W1J 8NR

Contact

advice@indexfs.co.uk

0208 211 9000

Privacy Notice

If you wish to register a complaint, please write to Compliance Officer - Emmanouel Kontis, Index Financial Services Ltd,

12 Hay Hill, Mayfair, London, W1J 8NR or telephone 0208 211 9000.   

 

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567

​

Index Financial Services Ltd is an authorised credit broker and not a lender. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). amend with the applicable/ appropriate commission models. Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Index Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Financial Services Register No: 222570 http://www.fca.org.uk/register.

Index Financial Services Ltd Registered Address: 12 Gateway Mews, Ring Way, London, N11 2UT.

Registered in England & Wales, No. 03363388.

​

©2023 by Index Financial Services Ltd.

bottom of page