Financial/Tax

Planning Videos

What exactly is Financial Planning? This video explains more and outlines the key aspects of how Financial Planning works, how it is different from other forms of financial or money management, and why people love it. Financial Planning is different because it is all about you, and your goals. Rather than worrying about what financial product you need or which company to invest with, and so on, Financial Planning focuses on a process which is all about identifying your goals, your values, and your wishes, and then constructs a plan to meet these. This video will reveal more about how this works.

We would like to share a secret, called Cash flow Financial Planning. Although this is now mainstream and widely available through leading advisers and financial planners, not enough people know about how this works, what it can do for them, and the brilliance of this method of future financial planning. Cash flow is a way of looking at your future pathways by using software to plot a number of scenarios, of how your income/expenditure may pan out given different assumptions. Once you can see this you can see where the risks are down the line, how decisions today may affect your money and wealth later, and from there you can make better decisions. The video outlines this in full and allows you to see where cash flow financial planning could fit in to your money management.

When you plot out your future financial position, especially into and through retirement, you may be forgiven for taking a look at your life expectancy. But this is potentially a mistake, or misleading, as your real issue is not what 'average' age you may live to, but how long you might live in all possible scenarios. Longevity describes your life span - and if you know how likely it is you will live a long time, which could be much longer than your life expectancy, then you may change the way you plan your finances. This video explains this in a compelling way and is a great view for those of you thinking about your future position and how best to manage this.

Planning for Inheritance Tax is a worthwhile and highly desirable thing to do if you are potentially facing a future tax bill on your assets. But it is one part of a much bigger whole - which is estate planning. This describes the entire exercise of looking at your future position, your legacy wishes, and ensuring your current situation and future plans are efficient and exactly where they need to be to get the outcomes you want. Inheritance Tax mitigation or reduction is, therefore, one part of this much bigger exercise. This video outlines this in much greater detail and explains how you can approach this.

The Residence Nil Rate Band is the additional allowance homeowners have in relation to future, possible, Inheritance Tax. It potentially provides a reduction in the amount of tax payable. But it can easily be lost or at the very least not utilised fully. This can end up creating a bigger tax bill for family members or beneficiaries of an estate than is necessary. This video explains how this allowance works, the pitfalls to look out for and how, with good planning, individuals and couples can ensure it is maximised.

A completely unique video that tells a story of how anyone who is In Business and has control over the business finances, goals, and future outcomes, should be using financial planning methods for both their business and their personal finances. The two areas are completely interlinked, overlap, and work together. They are often treated separately which can lead to challenges or lost opportunities. The tax planning that business owners can enjoy, and benefit from, knock on to personal areas and there are many ways this can be utilised. The video draws all this out and presents a compelling case for business people to pursue this method.

INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS

 

ANY LEVELS AND BASES OF, AND RELIEFS FROM TAXATION, ARE SUBJECT TO CHANGE

ANY LEVELS AND BASES OF, AND RELIEFS FROM TAXATION, ARE SUBJECT TO CHANGE

TAX RELIEFS ARE DEPENDENT UPON INDIVIDUAL CIRCUMSTANCES

NOT ALL IHT PLANNING IS REGULATED BY THE FCA

Address

Index House
13 Gateway Mews, Ring Way
London N11 2UT

Contact

0208 211 9000

If you wish to register a complaint, please write to Compliance Officer - Emmanouel Kontis, Index Financial Services Ltd, Index House, 13 Gateway Mews, Ring Way, London, N11 2UT or telephone 0208 211 9000.   

 

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567

Index Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 222570 http://www.fca.org.uk/register.

Index Financial Services Ltd Registered Address: Index House, 13 Gateway Mews, Ring Way, London, N11 2UT. Registered in England & Wales, No. 03363388.

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