Please Note: We offer mortgage advice from a comprehensive panel of lenders that is representative of the whole of the market. This means we are not tied to a single lender or a limited number of lenders. We will consider a wide range of mortgage products available to intermediaries, but we do not generally advise on mortgage products that are only available by going directly to a lender, unless we tell you otherwise. We will recommend a mortgage that is suitable for your needs and circumstances based on the information you provide to us. A full list of the lenders on our panel is available on request.

 

Where you are increasing your borrowing, we will consider the merits of both a new first charge mortgage and securing this by an additional mortgage on a second charge basis. You may have the option of a further advance from your existing lender; however, we will only consider this where we are able to deal directly with the lender on your behalf. It may be in your best interests to explore this option and look at the further alternative of an unsecured loan, as these may be more appropriate for you.